Grumbly mumbly

Quote

As of today, I’m no longer stacking laundry baskets in the hallway. It’s one of those little things that piss off your spouse and you never really knew it. It’s good to figure out those little things about your spouse so you can change your quirks or habits early. Well, typically people find out about those things when they’re dating or newly married. Seven years in, we’re still finding out about each other. I love it though, because we make a huge joke out of it.

On our honeymoon in Fiji, I told Ross I was pretty sure the tide came in and out at the same time every day. Knowing I was wrong, he said “Oh, you know a lot about the tide?” So now, whenever I’m talking out of my ass he says, “You know a lot about the tide?” and it makes us both laugh. Or sometimes, we just get all grumbly mumbly when we disagree…like on where laundry baskets should be kept!

Ross:”Why do you always put the laundry baskets in the hallway? There’s plenty of room in the laundry room.”

Me:”I don’t really know. I guess I just got in the habit of stacking them in the hallway.”

Ross:”xyz@*&%…(grumbly mumbly).”

Me:”What?”

Ross.”What? Oh, I just said I love you.” –lands a big kiss on me–

Me:”mmm…hmmm.”

This was our flight to Fiji (yep my hair was almost black here). This was the newlywed aisle and we all got free champagne! I heart Southwest.

This was our flight to Fiji (yep my hair was almost black here). This was the newlywed aisle and we all got free champagne! I heart Southwest.

Don't eat spanish mackerel. No matter what the locals tell you. Just don't.

Don’t eat Spanish mackerel. No matter what the locals tell you. Just don’t.

Poolside at our house in Savusavu...dreamy!

Poolside at our house in Savusavu…dreamy!

For a few years there, my dermatologist scared me away from the sun. I've since recovered, but was slathered in sunscreen the first few years of our marriage.

For a few years there, my dermatologist scared me away from the sun. I’ve since recovered, with a normal level of caution regarding overexposure, but was slathered in sunscreen the first few years of our marriage. 😉

 

Our trip to Ely

We went with my brother and his fiance to a cabin at Elbow Lake Lodge outside of Ely. It was perfect weather and the weekend went way too fast. We had a lot of fun without the kids but of course we missed them the whole time, too!

Elbow Lake Lodge from the huge dock

Elbow Lake Lodge from the huge dock

My favorite part was mini-golf. They had the most insane, coolest, most creative mini-golf course I’ve ever seen. We were going to do a few rounds of golf, but it was so challenging we ended up running out of time!

Taking a break from mini-golf

Taking a break from mini-golf

I was secretly hoping my brother would propose at the lighthouse. After encouraging them to go out there, I was hoping he would suddenly pull out a ring and just do it, already. But of course he had his own plans for a proposal that we weren’t witness to at all. I’m sure we’ll hear all about it soon!

My brother and his now-fiance walked out to the little lighthouse

My brother and his now-fiance walked out to the little lighthouse

We brought Ross’ boat so we took that out a few times. It was fun to drive around and check out all of the neat properties on Elbow Lake. Some were perched right on the rocky shoreline, and we all loved the fact that they were literally on the water.

The shoreline from the boat

The shoreline from the boat

Apparently I was the only one who didn’t know how to play 500, so they taught me how to play and I started winning pretty quickly! It was a lot more fun than I expected, and we played that pretty much every evening.

The beach at Elbow Lake

The beach at Elbow Lake

We had a great time at Elbow Lake Lodge and hope to go back soon.

Bonfires, Boats and Babies!

That pretty much sums up our Memorial Day weekend! Memorial Day weekend went way too fast. In fact, I feel like I’m still in the planning stage, when in fact it came and went. Everyone says life moves faster when you have kids but at this pace I’ll be 80 years old in about five weeks.

George enthralled by the bonfire

George enthralled by the bonfire

We couldn't stay awake past 10 p.m. for the bonfire :(

We couldn’t stay awake past 10 p.m. for the bonfire 🙁

We went to my dad’s in Breezy Point, offloaded our shit and completely took over his two bedroom one bath home. So sorry Dad – I hope you didn’t need the restroom or anything! And when I say offloaded, we really did load up half of our house and then offload – my dad’s hallway was lined with bags and bags of stuff.

Ross putting the boat in the lake

Ross putting the boat in the lake

George practicing casting

George practicing casting


I ran out of time to make homemade graham crackers and marshmallows, so I brought all of those ingredients to make gourmet s’mores. We had to bring the nebulizer for the little asthmatic, nightlights and children’s books and movies, of course. The weather was dicey so we had to bring cold weather clothes and warm weather clothes – oh and rain gear. We barely even packed a full bag for ourselves and we still managed to bring about eleven bags of stuff.

My homemade marshmallows

My homemade marshmallows

My homemade graham crackers

My homemade graham crackers

S'mores wrapped in foil for grilling over the bonfire

S’mores wrapped in foil for grilling over the bonfire

My dad gave me an amazing recipe to make caramel rice krispie treats

My dad gave me an amazing recipe to make caramel rice krispie treats

We bought George a Toy Story light-up fishing rod. He casts and reels about as well as I do. True story – I caught Ross’ friend’s hand once while casting. From that point on, they made me yell “CASTING!” before I attempted to cast.

We ran to the cemetery to recognize our family who served. My dad also showed us the plot he purchased (he's ahead of the game)

We ran to the cemetery to recognize our family who served. My dad also showed us the plot he purchased (he’s ahead of the game)

We don’t see my dad often, so it is always nice to visit for a long weekend. We try to make it up there every Memorial Day. It takes George about 2.5 minutes to warm up to Grandpa. It helps that my dad is super silly and just adores Georgie. He gave him a sucker at like 10 a.m. (then said “Your mom will be mad at me”). He has a teeny bit of fun with the littlest one, too!

Grandpa holding Baby Julius <3

Grandpa holding Baby Julius <3

George picked me some "flowers" and Julius held them in my lap

George picked me some “flowers” and Julius held them in my lap

It was finally warm enough for George to wear the pink polo he received at Easter

It was finally warm enough for George to wear the pink polo he received at Easter

 

Starting an LLC…and 5 reasons you might just pay an attorney to do it for you

I once learned enough about dentistry in one month to ghost write on behalf of dentists, so I figured I could manage filing for an LLC. I assumed it would consist of a quick form and probably $50 in administrative costs. I was a bit….optimistic. A lot of people pay attorneys to help them start an LLC. This is not a bad idea…. “You might be an….attorney-payer if:”

  • You don’t feel like reading 8 pages of IRS tax information…per day for a week straight. (I’m one of those people that read all of the fine print before I sign anything). Hell, I just like to read.
  • You are not particularly detail-oriented or you are, shall we say, low-energy. Kids anyone?
  • You are an attorney already.
  • You become so frustrated with this run-on sentence that you vow to track down whoever wrote it (oh no, just me?): For Minnesota sales and use tax purposes, charges to lease or rent a residential dwelling, including a home, cabin, condominium or similar building are taxable for a period of less than 30 days and for periods of 30 days or more if there is no enforceable written lease agreement with the customer that requires the guest to give prior notice of their intention to terminate.
  • You’re addicted to Snapchat and can’t put.the.snaps.down.

    My life in snapchat captions

    All the cute this snap can handle

    All the cute this snap can handle

     

[Thought-cloud here] So that run-on sentence…urgh…it is taxable for only 30 days? Changes to lease or charges to lease…do they mean fee charges? Why are they adding superfluous words here? A home or a house? A house is a structure, a home is a residence, whatever form that takes, right? Sigh.

So the actual paperwork bit was daunting. But I’m a stickler for details so I started making a to-do list. Or, more accurately, a to-look-into-further list. Along the way, I learned a lot of surprising facts about doing business in Minnesota, including the fact that you cannot use a PO Box for most government filings. So while a PO Box is a great option for bills and paperwork, government filings are always sent through a physical office or home address.

I learned you will need a tax ID from the state if you have a multiple member LLC or partnership – a must if you have employees. It comes in handy as an alternative to a social security number on LLC filings. Also, you are supposed to file use tax for any faucets or other goodies we buy online that are not taxed – one of the most overlooked details in filing returns. Detail-oriented for the win!

This is our command center slash home office.

This is our command center slash home office.

Not knowing how long it actually takes to set up an LLC, we didn’t get too far into the property-purchasing process until we had the proper LLC structure in place. We wanted to purchase our rental as the LLC, instead of individuals, for the following reasons:

  • It is clean cut and keeps your business separate from your personal life.
  • You are less likely to be personally sued because the house is owned by the LLC. Insurance policies help too, of course.
  • Your taxes should be more clean, clear and under control because everything is owned by the LLC.
  • We knew we were writing up formal leases, so it made sense for the ownership to be formal too (not renting to family/friends). We knew we were not doing short-term (30 day) rental terms.
  • We are sure there are also benefits to owning it ourselves as a second (personal) home, but we just wanted to keep it separate to add a layer of security between us and the business profit or loss.

Here is the checklist I used when starting the business (yeah for lists!). Do you love checklists too? (Is that strictly a female thing?)